Q. How do you feel about Living Trusts?

A. The most popular living trust is a revocable living trust. This legal tool is sometimes referred to as a "probate trust" since the primary intent of the vehicle is to avoid the probate process and deliver assets directly to your beneficiaries.

Many law firms offer free public seminars on this topic. While no estate-planning tool is appropriate for all of us, the Living Trust is a tool worth investigating.