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Financial Advice
for Cleveland Seniors

ClevelandSeniors.com welcomes
our Financial Experts


Ciuni & Panichi


Meet our Financial Experts
Ciuni & Panichi, Inc.

Specialties of our Financial Experts
Ciuni & Panichi, Inc.

Contact our Financial Experts
Ciuni & Panichi, Inc.

Tax Tips of the Week
Expert Advice from Ciuni & Panichi

Finance Tips of the Month
Expert Advice from Ciuni & Panichi



If you have questions for our Financial Expert, Click on the link to E-Mail us at: finance@ClevelandSeniors.Com



Business Gifts
What are the rules?

Financial New Year Resolutions
That you should plan on breaking

Mistake on Tax Return
File an amended return or correct next year?

Section 529 Plans
What if plans change and the child doesn't go to college?

Buy or Lease a Car?
See which makes more sense for you

2nd Marriage Later in Life
Estate Planning Considerations?

Federal Estate Tax
What's the limit? $600,000? 1 million?

The magic age of 70 and 1/2
What you should do with your IRA

Even the IRS makes mistakes
How can we do better?

Just what is an Annuity?
Great investment or a scam?

Money for Grandkids College
What is Section 529?

CPA, Financial Planner, Certified Planner
What do all these titles really mean?

Check 21 - New Federal law about banking
What you need to know about this new law

When is your check not a check?
Electronic Check Conversion

Archived Items

Q&A with our Expert
The S&P 500 explained

More of your questions answered
IRA distributions

When will the market recover?
Should I switch to a CD?

Living Trusts

How to respond when the market re-opens
Advice for after the terrorist attack

What the heck is an annuity?
How do they offer such high rates?

After Enron's collapse I am worried about my 401K
What happened and how can I be safer?



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