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Coming of Age ... Again!
Expert Social Security Advice
Brandon P. Smith - January 2015

Think back to when you were younger.

Life was simple at the kids' table. The smell of a home-cooked dinner filling the air on a lazy Sunday afternoon and, after dinner, everyone crowding around the TV to watch the last football game of the season.

Fast-forward a few years, when the adults first invited you to their table, and your life changed. Your coming-of-age moment had arrived! This rite of passage is a transition from asking permission to giving notice.

Coming-of-Age Day in Japan honors all the young people who reached age 20 during the past year. This national holiday takes place on the second Monday of January and celebrates their privileges and responsibilities as new adults.

Coming-of-age moments don't come just once in life. Another important coming-of-age moment occurs when you decide to retire. Social Security can help.

Determining when to retire is a personal decision, influenced by your preferences and lifestyle. We encourage you to go online to www.socialsecurity.gov/pubs and read our fact sheet, When To Start Receiving Retirement Benefits. You may find that this information helps you make an informed decision about the best time to retire. Invest the time to learn what you should do now to enjoy your retirement later.

Once you've come of age to retire-or even before, while you're in the planning phase-our quick and convenient online services are available at www.socialsecurity.gov/retireonline. In as little as 15 minutes, you can soar through our online application.

It has never been easier to come of age at retirement! Take advantage of our services and resources to make the best decision for you at www.socialsecurity.gov.









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