Financial Tip of the Month
for Cleveland Seniors

Meet our Financial Experts
Ciuni & Panichi, Inc.

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Finance Tip of the Month - April, 2008
How to keep bank fees low

Finance Tip of the Month - March, 2008
Long-term disability insurance

Finance Tip of the Month - February, 2008
Directly deposit your tax refund into an IRA?

Finance Tip of the Month - January, 2008
How to avoid impulse buying

Finance Tip of the Month - December, 2007
Financial housekeeping for the new year

Finance Tip of the Month - November, 2007
Are zero interest credit cards a good deal?

Finance Tip of the Month - October, 2007
Avoid these 401(k) mistakes

Finance Tip of the Month - September, 2007
Rent-to-own vs. Credit Card Debt

Finance Tip of the Month - August, 2007
Stay out of Debt with these 3 habits

Finance Tip of the Month - July, 2007
PMI - Private Mortgage Insurance

Finance Tip of the Month - June, 2007
Paying mortgage points: Good for the borrower?

Finance Tip of the Month - May, 2007
Emergency Savings - How much is enough?

Finance Tip of the Month - April, 2007
Homeowners: Don't make these insurance mistakes

Finance Tip of the Month - March, 2007
Need more retirement income? Check out a reverse mortgage

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Finance Tip of the Month - February, 2007
How to maintain a high credit score

Finance Tip of the Month - January, 2007
Credit Cards for College Students?

Finance Tip of the Month - December, 2006
Try a different gift idea this year

Finance Tip of the Month - November, 2006
Retirement saving is more important than ever

Finance Tip of the Month - October, 2006
There are new wrinkles on the Roth IRA

Finance Tip of the Month - September, 2006
Avoid these mistakes in your 401(k) plan

Finance Tip of the Month - August, 2006
Preserve 401(k) savings when you change jobs

Finance Tip of the Month - July, 2006
I-bonds could fit your investment goals

Finance Tip of the Month - June, 2006
How to develop the saving habit

Finance Tip of the Month - May, 2006
Build a cash reserve for financial security

Finance Tip of the Month - April, 2006
Get the most out of your investment dollar

Finance Tip of the Month - March, 2006
Keep score of your finances with a personal balance sheet

Finance Tip of the Month - February, 2006
Are your beneficiary designations up to date?

Finance Tip of the Month - January, 2006
Diversify to reduce your investment risk

Finance Tip of the Month - December, 2005
The basics of the new Medicare drug plan

Finance Tip of the Month - November, 2005
Pay medical expenses with tax-free dollars

Finance Tip of the Month - October, 2005
How safe are your financial records?

Finance Tip of the Month - September, 2005
What the new bankruptcy law means for you

Finance Tip of the Month - August, 2005
Don't ignore your social security statement

Finance Tip of the Month - July, 2005
Make the most of your 401(k) plan

Finance Tip of the Month - June, 2005
Credit report or credit score: Know what you're getting

Finance Tip of the Month - May, 2005
Do you need life insurance on your children?

Finance Tip of the Month - April, 2005
Social security benefits: Know the basics as you do your retirement planning

Finance Tip of the Month - March, 2005
Are you prepared for a job loss?

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If you have questions for our Financial Expert, Click on the link to E-Mail us at:finance@ClevelandSeniors.Com

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